Finance

US financial tools, retirement savings, credit cards, and debt guides

Revenue Grew. Why Did Operating Profit Fall? An Income Statement Walkthrough

Learn gross profit, operating income and net income with a fictional food business, then reconcile P&G's 2026 results. Includes worked calculations and two practice questions with answers.

2026-09-26

2026 Trump Account Guide: The $1,000 Child Savings Account vs. a 529 Plan

Trump Accounts are live. This 2026 family finance guide explains who may qualify for the $1,000 federal contribution, whether parents should add more money, and how Trump Accounts compare with 529 plans.

2026-08-13

The Second Ring of AI Investing: Power, Cooling, Data Centers, Custom Chips, and the Real Money Flow

After the AI stock boom, investors are looking beyond NVIDIA and model labs. This guide maps how AI capital spending from OpenAI, Anthropic, Google, Meta, xAI, Microsoft, and cloud buyers flows into power, cooling, data centers, HBM memory, advanced packaging, Google TPU, AWS Trainium, Microsoft Maia, Meta MTIA, networking, custom ASICs, and AI server integration.

2026-05-22

Silver as an Inflation Hedge in 2026: Physical Bullion, SLV-Style ETFs, and PSLV Compared

A practical U.S. investor guide to silver exposure in 2026, covering physical silver premiums, dealer spreads, storage, SLV-style silver ETP costs, collectibles tax treatment, PSLV discounts to NAV, PFIC status, QEF elections, Form 8621, and tax-risk questions to ask before buying.

2026-05-16

The AI Stock Cash-Out Guide: 2026 Trading Fees, Capital Gains Taxes, and the New York Tax Hit

A practical after-tax guide for U.S. investors who made money in AI stocks, covering the 2026 SEC Section 31 fee, FINRA TAF, short-term versus long-term capital gains, NIIT, New York State and City taxes, wash sales, 1099-B cost basis, and C-Corp caveats.

2026-05-15