Free calculators and guides for smarter money decisions in the US
Follow discount, par, and premium purchase examples to distinguish fixed coupons, current yield, and yield to maturity, with cash-flow assumptions and return limits.
Calculate company exposure across three hypothetical ETFs, handle gaps in top-ten holdings data, and check your work with two portfolio exercises.
Follow a fictional food business from $104 million of profit to $120 million of operating cash flow, then reconcile P&G's 2026 cash movement.
Compare market cap, book equity, liquidation value, and intrinsic value with one fictional business, then practice reading a real balance sheet.
Learn gross profit, operating income and net income with a fictional food business, then reconcile P&G's 2026 results. Includes worked calculations and two practice questions with answers.
A higher CD rate may not cover the early withdrawal penalty. Compare a $20,000 example over the same six months, calculate the break-even rate, and avoid APY and brokered-CD mistakes.